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Accept meses sin intereses card payments

Learn how to accept credit card payments using meses sin intereses across a variety of Stripe products.

Installments (meses sin intereses) is a feature of consumer credit cards in Mexico that allows customers to split purchases over multiple billing statements. You receive payment as if it were a normal one-time charge, with fees deducted, and the customer’s bank handles collecting the money over time.

Some restrictions apply to which transactions and cards can use installments. Review the compatibility requirements.

Accepting an installment payment incurs an additional fee to the standard credit card transaction fee.

You can enable installments across a variety of Stripe products. Choose the instructions below matching your implementation.

Installments on Stripe Checkout

Checkout creates a secure, Stripe-hosted payment page that lets you collect payments quickly. It works across devices and can help increase your conversion. Checkout provides a low-code way to get started accepting payments.

Your customers use Checkout to pay with cards (with or without installments) and other payment methods that support Checkout.

Review Checkout documentation

Stripe Checkout allows you to collect installment payments. For information about setting up Checkout, see the quickstart.

Create a new Checkout session

If you use dynamic payment methods, installments appear automatically. If not, create a new Checkout session with installments enabled as shown in the example below. Substitute your own price object.

Note

Installments only works with payment mode, not setup or subscription mode.

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curl https://api.stripe.com/v1/checkout/sessions \
  -u "
sk_test_BQokikJOvBiI2HlWgH4olfQ2
:" \
  --data-urlencode success_url="https://example.com/success" \
  -d "line_items[0][price]"={{PRICE_ID}} \
  -d "line_items[0][quantity]"=3 \
  -d mode=payment \
  -d "payment_method_options[card][installments][enabled]"=true

Redirect to Checkout

After creating the session, redirect your customer to the URL for the Checkout page returned in the CheckoutSession.

See also

Custom settings

You can customize your installments configuration using the Stripe Dashboard payment methods settings page.

You can find the option to enable or disable installments in your payment methods settings page. This setting allows you to enable installments for no-code payment methods, including Payment Links and Checkout.

Separately, on the payment methods settings page, you can also configure the specific monthly plans you want to offer and the minimum and maximum transaction amounts for each plan. These plan configurations apply to all of your existing installments integrations.

Test the integration

You can use the following cards to test your integration:

Number Description
3, 6, 9, 12, 18, and 24 month installment plans available
No installment plans available.
Proxying: stripe.com/docs/payments/meses-sin-intereses/accept-a-payment ✕