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External payment methodsDeprecated

Add external payment methods to the Payment Element.

Caution

We created a custom payment methods feature that allows you to extend your payment integration with payment methods processed outside of Stripe. We recommend using it for your integration instead of external payment methods.

The Payment Element can display external payment methods that you support in addition to the payment methods processed through Stripe. Integrating external payment methods requires additional integration work, because external payment method transactions are processed and finalized outside of Stripe.

External payment methods disclaimer

When customers choose an external payment method, they’re redirected to a URL you configured for the external payment method. Learn about what you’re responsible for and the ongoing availability of external payment methods.

This guide adds an external payment method, Divido, using the HTML/JS example from the Payment Element quickstart.

Before you begin

  1. Create a Stripe account or sign in.
  2. Follow the Payment Element quickstart to complete a payments integration.
  3. For each external payment method you want to add, ensure you have completed the integration with each external payment method and confirmed that it is working in the region that you want to enable them in.

Add external payment method types

In your checkout.js file, where you initialize Stripe Elements, specify the external payment methods you want to add to the Payment Element. This example adds Divido:

checkout.js

elements = stripe.elements({
    clientSecret: clientSecret,
    externalPaymentMethodTypes: ['external_divido']
  });

Handle payment method selection listener

There are two ways to handle the redirect to the external payment method:

  • Replace the action of the Stripe Pay now button to redirect to the external payment method.
  • Replace the Stripe Pay now button with the external payment method provider’s button.

This listener replaces the action of the Stripe Pay now button to redirect the customer to the Divido checkout page where they can complete the transaction. In checkout.js, add the listener code after the paymentElement.mount call:

checkout.js

paymentElement.mount("#payment-element");

// Track selected payment method
let selectedPaymentMethod;
paymentElement.on('change', (event) => {
  selectedPaymentMethod = event?.value?.type;
});

Update the handleSubmit function to redirect to the Divido checkout page:

checkout.js

async function handleSubmit(e) {
  if (selectedPaymentMethod === 'external_divido') {
    // Redirect customer to the Divido checkout page to complete the transaction
    const dividoRedirectUrl = "<< fill the Divido redirect URL here >>";
    window.location.href = dividoRedirectUrl;
  } else {
    ...
  }

Test your integration

  1. Go through your checkout flow and verify that the Payment Element displays Divido. This example configures Divido in the second position after cards.
    Screenshot of what Payment Element looks like when Divido is added

    Payment Element with Divido

  2. Choose the Divido payment method to verify messaging about the next step redirecting to Divido.
    Screenshot of what Payment Element looks like when Divido is selected
  3. Click Pay now to test your existing Divido integration. Verify that you are redirected to Divido to complete the transaction and any post-payment actions (for example, display a confirmation page, success message, or failure message) still work with your Divido integration.

Dashboard considerations

PaymentIntents for transactions processed with an external payment method provider have an incomplete status in the Stripe Dashboard. Stripe isn’t involved in external payment method transactions and can’t determine the status of these transactions.

If you collect payment details before creating an Intent, you won’t see any incomplete transactions in the Stripe Dashboard for transactions that were processed with an external payment method provider.

External payment methods disclaimer

You can use the Stripe Payment Element to show some external payment methods that aren’t supported by Stripe but that you directly integrate with. When customers choose an external payment method, they’re redirected to a URL that you configure for the external payment method. You acknowledge that:

  1. External payment methods aren’t offered nor supported by Stripe. The operation and support of external payment methods is provided by the external payment method provider.
  2. You’re responsible for maintaining a direct integration with the external payment method provider.
  3. You need to maintain an agreement with the external payment method provider and are responsible for complying with your agreements with each external payment method provider.
  4. You’re responsible for obtaining all necessary rights to use the external payment method provider’s marks and logos within your checkout as described in these docs.
  5. Stripe isn’t responsible for the processing of any transactions with any external payment method provider including, for example, any charges, refunds, disputes, settlements or funds flows.
  6. You or the external payment method provider are responsible for the completion of the purchase flow after a customer has selected an external payment method, including, for example, the order confirmation and reconciliation of orders.
  7. You’re responsible for properly configuring the redirect URL for the external payment method.
  8. You must immediately remove any external payment methods in the event your agreements with any external payment method provider terminate or Stripe removes the availability of an external payment method.
  9. You’re only permitted to integrate with and present in the Payment Element the external payment methods listed in this guide.
  10. You’re solely responsible for making sure that buyers are redirected correctly to their chosen external payment method.

Ongoing availability of external payment methods

Stripe might at any time decide to remove the availability of any payment method as an external payment method. Stripe will notify you of any removal of an external payment method that you’re using, and you must immediately remove the external payment method in your code. Failure to do so will result in the external payment method not rendering to your customers.

Available external payment methods

You can display the following external payment methods. You must use the corresponding external payment method type in your code.

Region Payment method External payment method type
AMER Interac external_interac
APAC au PAY external_au_pay
APAC atone external_atone
APAC Touch’n Go external_tng_ewallet
APAC ソフトバンクまとめて支払い (Softbank carrier payments) external_softbank_carrier_payment
APAC Toss Pay external_toss_pay
APAC Laybuy external_laybuy
APAC Bank Pay external_bank_pay
APAC auかんたん決済 (au easy payments) external_au_easy_payment
APAC BitCash external_bitcash
APAC Azupay external_azupay
APAC d払い (d-barai) external_dbarai
APAC FamiPay external_famipay
APAC GCash external_gcash
APAC GrabPay Later external_grabpay_later
APAC MoMo external_momo
APAC NET CASH external_net_cash
APAC Octopus external_octopus
APAC Paidy external_paidy
APAC PayPay external_paypay
APAC PlanPay external_planpay
APAC ペイジー (Pay-easy) external_pay_easy
APAC 楽天ペイ (Rakuten Pay) external_rakuten_pay
APAC メルペイ (Merpay) external_merpay
APAC WebMoney external_webmoney
APAC, Europe Shopback Pay external_shopback_pay
Europe Aplazame external_aplazame
Europe Bizum external_bizum
Europe Divido external_divido
Europe Fonix external_fonix
Europe Iwocapay external_iwocapay
Europe KBC external_kbc
Europe Nexi Pay external_nexi_pay
Europe Oney external_oney
Europe Payconiq external_payconiq
Europe PayPo external_paypo
Europe Sofinco external_sofinco
Europe Postepay external_postepay
Europe PostFinance external_postfinance
Europe Scalapay external_scalapay
Europe TrueLayer external_truelayer
Europe Walley external_walley
Europe YounitedPay external_younited_pay
Global LINE Pay external_line_pay
Global paysafecard external_paysafecard
Global Samsung Pay external_samsung_pay
Global Sezzle external_sezzle
LATAM Dapp external_dapp
LATAM PicPay external_picpay
MEA Tabby external_tabby
MEA Benefit external_benefit
MEA Fawry external_fawry
Proxying: stripe.com/it-hr/resources/more/payconiq-an-in-depth-guide ✕