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Charting the future of payments

Agentic commerce under the hood

Agentic commerce under the hood

Agentic commerce is an entirely new type of sales channel—one where algorithms evaluate your products, initiate transactions, and return as customers. Learn about the production challenges in making catalogs legible to agents, embedding customer context into agent-mediated flows, and re-architecting fraud and pricing models for autonomous buyers. You’ll see concrete patterns from teams already shipping with Stripe—and the trade-offs they’ve experienced.

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Charting the future of payments

Agentic payments: The next frontier of digital transactions

Agentic payments: The next frontier of digital transactions

Join Soha Hohnecker, global head of sales and marketing at Amazon Agentic Payments, and Kalyani Koppisetti, Principal Partner Solution Architect at AWS, for a look at how agentic commerce is reshaping payments. As agents begin purchasing on behalf of consumers, the infrastructure around them needs to catch up—from new authorization models and agent authentication to merchant APIs and fraud detection. This session covers what needs to change and what merchants and payments leaders should be building toward now.

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Charting the future of payments

Auth for the agentic era

Auth for the agentic era

Stripe is building the financial rails for agents, but rails need guardrails. Most agents today are still authenticated with static API keys and shared credentials built for humans. As agents begin to transact autonomously on behalf of users, the identity layer needs to keep pace. In this session, Clerk CEO Colin Sidoti explores what agent-native authentication looks like: how delegated identity and scoped permissions need to evolve, so agents can act securely without inheriting human credential models.

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Reaching global markets with stablecoins and crypto

Best of both rails: Fiat infrastructure meets stablecoin speed

Best of both rails: Fiat infrastructure meets stablecoin speed

Cross-border payments and banking often require trade-offs: speed or cost, reach or reliability. Learn how fintech companies are combining Stripe’s fiat infrastructure with the speed and efficiency of stablecoins to reach users in more markets, move money faster across borders, and optimize yield and foreign exchange, often powering these gains with their own custom stablecoin.

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Charting the future of payments

Beyond authentication: How biometric recognition is reshaping commerce

Beyond authentication: How biometric recognition is reshaping commerce

Biometric identity is moving commerce from authentication to recognition—enabling faster checkout, stronger security, and more personalized experiences. In this session, Verifone explores how identity-based experiences are reshaping checkout, and what it takes to support them at scale—from enrollment to device-level security to consent, governance, and regulatory considerations such as age verification.

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Charting the future of payments

Beyond checkout: Where agentic commerce actually starts

Beyond checkout: Where agentic commerce actually starts

Most agentic commerce discussions start at checkout. But the structural shift begins earlier, in how agents discover products, evaluate options, and act on behalf of consumers. In this session, Klarna will examine what full-journey agentic commerce requires, from structured discovery data and payment credentials to returns and refunds. Explore emerging architectural and commercial questions as agents move from checkout tool to end-to-end buyer.

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Advancing developer craft

Building security-first Stripe integrations

Building security-first Stripe integrations

This session covers the most common security pitfalls when building Stripe integrations—exposed keys, misconfigured webhooks, authentication gaps—and how to design with a secure-by-default approach using Stripe’s latest primitives.

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Charting the future of payments

Building trust in agent‑driven commerce

Building trust in agent‑driven commerce

As agents move from discovery to decision‑making and execution, trust becomes the foundation of agent‑driven commerce. In this fireside conversation, Mastercard explores how financial ecosystems can enable secure, scalable agent payments without sacrificing choice, transparency, or control.

See how trust is established when a consumer delegates purchasing authority to an agent and get a clearer understanding of the trust infrastructure required for agentic commerce.

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Optimizing the economics of risk

Calculated risks: A blueprint for scaling safely

Calculated risks: A blueprint for scaling safely

For SaaS platforms, risk management is often thought of as a brake on growth. It doesn’t have to be. Learn how a new approach to risk can help you onboard users faster, enter markets with confidence, and automate decisions. Explore how to match friction to actual risk, tier access based on risk signals, and build systems that scale without scaling your exposure.

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Charting the future of payments

Checkout, BNPL, and agentic commerce: What’s changing

Checkout, BNPL, and agentic commerce: What’s changing

Businesses across the Stripe ecosystem are using buy now, pay later (BNPL) payment methods to increase conversion, unify online and in-store checkout, and expand globally with flexible financing. In this session, Affirm shares what’s working and why, drawing on examples from Stripe. You’ll also see how agents are changing the way purchase decisions happen, and why real-time, transaction-based financing is becoming central to the future of checkout.

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Reaching global markets with stablecoins and crypto

Digital wallets as global money accounts

Digital wallets as global money accounts

Whether your users are in Lagos or Los Angeles, digital wallets enable you to offer a full financial experience directly inside your product—balances, yield, payouts, cards. And it’s all powered by open rails and stablecoin infrastructure that don’t require users to know a thing about crypto. Learn how to integrate these capabilities to expand product value, create new revenue streams, and grow your addressable market globally.

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Charting the future of payments

Economists on AI: Labor markets and structural shifts

Economists on AI: Labor markets and structural shifts

AI is already reshaping how companies operate, but the bigger shifts are macroeconomic—changes to labor markets, financial systems, and how entire industries are structured. Stripe’s Ernie Tedeschi hosts a conversation with leading economists on what the transformation looks like and what it means for the businesses building through it.

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Advancing developer craft

Extensibility with Scripts and Workflows

Extensibility with Scripts and Workflows

Scripts and Workflows let you build inside Stripe, not just on top of it. See how to program custom logic—from discount models to event-driven automations—with live demos and debugging strategies. Learn when to reach for each tool, when to code, when to configure, and how to extend Stripe’s capabilities.

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Designing adaptive revenue models

Finding the formula: The new economics of SaaS pricing

Finding the formula: The new economics of SaaS pricing

AI compute costs can complicate seat-based pricing. This session covers how SaaS companies are moving to hybrid models—when to charge per seat, based on usage, or both—and the operational trade-offs that come with each. Plus, hear lessons from OpenRouter’s own AI pricing story.

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Growing platform economies

From integration to optimization: How support plans drive results for platforms

From integration to optimization: How support plans drive results for platforms

A payment flow that’s costing more than it should. An authorization rate that could be higher. A feature that’s been sitting unused. Businesses on Stripe that work with their technical account managers (TAMs) often find optimizations hiding in plain sight. Hear from a panel of users and a TAM about fixes that made measurable differences—and how they found them.

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Growing platform economies

Getting payments pricing right for your SaaS platform

Getting payments pricing right for your SaaS platform

How you price payments can shape how your SaaS platform grows. Learn about designing pricing strategies across customer segments, testing new models without breaking what’s working, and iterating as you scale. See industry benchmarking data and a real-world case study from a platform putting these tactics to work.

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Charting the future of payments

Global by default

Global by default

Building a global business from the outset requires managing localized checkout experiences, cross-border payments, and tax compliance across multiple jurisdictions. Learn from companies that launched internationally from the start—their expansion strategies, the challenges they faced, and the lessons that shaped their growth.

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Optimizing the economics of risk

How AI changes the fight against fraud

How AI changes the fight against fraud

As AI evolves, so does fraud. Companies face new threats, from free trial abuse to risks associated with agentic commerce. Learn about emerging fraud patterns, how to defend against them, and how AI-driven fraud tools can help you safeguard your business without blocking legitimate customers.

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Designing adaptive revenue models

How Anthropic treats pricing as a product

How Anthropic treats pricing as a product

AI is reshaping how companies monetize. Usage-based pricing makes spend and value inseparable, and customers expect real-time visibility, predictability, and control. Hear how Anthropic and PwC are approaching this shift—and what it takes to build monetization infrastructure that keeps pace with product innovation.

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Designing adaptive revenue models

How Lovable turned pricing into a growth strategy

How Lovable turned pricing into a growth strategy

Lovable, one of the fastest-growing AI companies, adjusted their pricing ten times in one year. Elena Verna, Head of Growth, explains why—and how. From adopting usage-based billing to building and testing entirely new pricing models with live customers, Lovable treats pricing as a core part of their growth strategy, not something to set and forget. Learn how they align pricing to customer value, run experiments without eroding trust, and build the flexible billing infrastructure to move at the speed their market demands.

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Charting the future of payments

How Transformco unified home service payments from booking to front door

How Transformco unified home service payments from booking to front door

Home service businesses juggle booking, dispatch, and field payments across disconnected systems. Transformco is pulling those pieces together—collecting payment at booking, giving technicians mobile payment tools on-site, and turning a fragmented cost center into a revenue driver. Learn how the company is rethinking the payment flow, from scheduling to front door.

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Charting the future of payments

Inside the AI economy: What Stripe’s data reveals

Inside the AI economy: What Stripe’s data reveals

AI companies are growing faster, selling globally by default, and monetizing earlier. See the data behind the growth: how AI has collapsed the cost of launching, how the fastest-growing companies are adapting their pricing, and the role agents are starting to play in commerce. Guillermo Rauch, CEO of Vercel, shares what he’s seeing as AI companies scale on his platform.

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Growing platform economies

Launch and scale a financing program with Stripe Capital

Launch and scale a financing program with Stripe Capital

Learn how to add financing to your platform and scale it effectively—from choosing the right integration approach to identifying which user segments drive the best results to optimizing your program over time. Get industry benchmarks, learn expected outcomes at each scaling stage, and hear from platform leaders who’ve done it well.

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Charting the future of payments

Lowering the barrier to first charge: How agents are growing the economy

Lowering the barrier to first charge: How agents are growing the economy

The distance between an idea and a first charge is shrinking fast, and that has implications for the entire economy. Experienced engineers are shipping in hours what used to take weeks. First-time builders with no coding background are turning ideas into businesses. Hear from both, and see what's possible with Replit—from natural language prompt, to working storefront, to real transaction, in minutes.

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Advancing developer craft

Machine payments and the protocols behind agentic commerce

Machine payments and the protocols behind agentic commerce

Agents are already economic actors. They consume tokens, call paid APIs, and transact on behalf of customers. A new type of agentic infrastructure is emerging to support them, from protocols such as MCP for tool discovery and UCP for checkout to MPP and x402 for machine payments. This session breaks down how these protocols fit together and goes deep on the mechanics of machine payments.

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Growing platform economies

Managing money at scale: Treasury as a feature, not a department

Managing money at scale: Treasury as a feature, not a department

Managing money across borders, currencies, and providers is complex. And the landscape keeps shifting—from stablecoins and new rails to multicurrency demands. Stripe’s treasurer discusses how to accept, manage, and move money globally across currencies and stablecoins, and what the infrastructure behind this process actually looks like.

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Growing platform economies

Maximizing payments adoption for platforms

Maximizing payments adoption for platforms

The success of an embedded payments business depends on adoption, but many of the most effective tactics are underused. Learn how leading platforms are driving attach rates with new features, strategic pricing, and marketing that converts—and how to apply these approaches to your own business.

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Growing platform economies

Meet the new marketplace: AI, embedded finance, and borderless payouts

Meet the new marketplace: AI, embedded finance, and borderless payouts

More businesses are adopting a marketplace model to reach new customers. But the model itself is changing. Marketplaces aren’t just connecting buyers and sellers anymore; they’re becoming financial ecosystems by embedding wallets, lending, and cards. Hear from Depop, DoorDash, and SeatGeek on how they’re expanding and building loyalty with monetization, and get an inside look at Stripe’s emerging products built to power marketplaces.

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Charting the future of payments

More PSPs, more problems? When adding multiple processors pays off

More PSPs, more problems? When adding multiple processors pays off

Adding a second processor seems like an easy path to savings, but integration costs, reliability risks, and operational overhead often follow. Building products like Stripe Orchestration has meant working closely with businesses running multiprocessor setups. This session shares the trade-offs that companies need to assess, the decisions that matter most, and what separates setups that pay off from ones that don’t.

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Charting the future of payments

Open for agents: The programmable storefront

Open for agents: The programmable storefront

Your next website visitor might not scroll, click menus, or read your content. They might be an agent parsing your catalog and attempting to check out, or a customer expecting to converse in natural language. This session shows what agent-ready ecommerce looks like in practice—with live demos and real things you can do today to make your stack agent-ready. We also introduce the emergence of "commerce runtimes" that let merchants expose policies, business logic, and intelligent surfaces for both humans and AI.

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Charting the future of payments

Preparing for agent-to-agent commerce

Preparing for agent-to-agent commerce

Today, agents help people shop. Soon, they’ll buy from other agents, negotiating, comparing, and completing purchases autonomously. See use cases emerging across industries and learn how to ready your business for agent-driven commerce.

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Charting the future of payments

Product roadmap: Payments and Radar

Product roadmap: Payments and Radar

Hear about the latest updates to Stripe’s payments and fraud products—new capabilities to help you sell everywhere, maximize revenue, and reduce fraud and risk.

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Designing adaptive revenue models

Product roadmap: Revenue

Product roadmap: Revenue

Get a first look at what’s next for our billing, invoicing, tax, revenue recognition and reporting products. Discover how we’re building the Stripe Revenue suite for the AI economy—supporting flexible usage-based pricing and any go-to-market motion, from self-serve to sales-led. We’ll also cover how a unified revenue platform can help you monetize new products, simplify global expansion, and reduce compliance overhead.

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Growing platform economies

Product roadmap: SaaS platforms

Product roadmap: SaaS platforms

New ways to manage risk. New ways to monetize. New ways to move faster. Learn about our latest platform product launches, and see what’s coming next.

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Advancing developer craft

Programmable Stripe: Custom objects, custom apps, zero infrastructure

Programmable Stripe: Custom objects, custom apps, zero infrastructure

Your business has its own language—vehicles, not products; rentals, not payments. Until now, bridging that gap meant metadata workarounds and external databases. Not anymore. In this session, we build a full-stack application for a car rental company entirely on Stripe. See how custom objects let you define typed, validated data models with first-class APIs, how full-page Stripe Apps turn the Dashboard into an ops console tailored to your team, and how actions let you deploy business logic that runs on Stripe’s infrastructure.

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Charting the future of payments

Retail rewired: Unified commerce for the age of AI and instant gratification

Retail rewired: Unified commerce for the age of AI and instant gratification

Consumers now move across six or more touchpoints before purchase, expecting experiences to feel connected and contextual. But fragmented systems—disconnected inventory, payment, and customer data—make that hard to deliver. See how unified commerce closes the gap—and how real-time inventory visibility, flexible fulfillment, and AI-powered personalization drive revenue, reduce costs, and prepare operations for what’s ahead.

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Designing adaptive revenue models

Room to grow: Building a tax function that scales with you

Room to grow: Building a tax function that scales with you

The tax function looks different at every stage of growth for an enterprise. A startup automating sales tax faces different challenges than a company scaling across new markets or an enterprise managing obligations in dozens of jurisdictions. PwC breaks down how companies at each stage approach tax in today's regulatory and business environment, what automation can handle, when to invest in people and processes, and how to build a tax function that grows with your business without getting ahead of it.

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Reaching global markets with stablecoins and crypto

Stablecoins and the new regulatory reality

Stablecoins and the new regulatory reality

Stablecoin regulation is moving fast. Around the world, new rules are emerging for how stablecoins can be issued, held, and used. Learn how increasing regulatory clarity is driving adoption, which new use cases are emerging, and how evolving regulatory frameworks might alter the current trajectory.

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Charting the future of payments

The agentic front office: From funnel to growth engine

The agentic front office: From funnel to growth engine

Marketing generates and converts demand. Sales closes it. Service helps customers. Those boundaries made sense when humans ran every step—but the division of labor is shifting. As front-office work becomes agent-driven, the handoffs leak revenue and the customer relationship gets harder to manage holistically. Join Ian Kahn, principal at PwC, and Tyler Bryson, CRO of the Americas at Stripe, to see what a unified, agent-powered front office looks like in practice. Agents handle repetitive work. Humans focus on judgment and relationships. Every interaction feeds a shared system that gets smarter over time. Get a framework for what needs to change in your go-to-market operations, and where to start.

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Charting the future of payments

The agentic shift: New research from BCG

The agentic shift: New research from BCG

Hear what Boston Consulting Group has found about the shift to agentic commerce—who’s shopping, why, and what it means for businesses trying to sell to them. Explore research about how consumers are behaving, what it means for payments, and the strategic choices businesses face as agentic commerce moves from experiment to expectation.

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Charting the future of payments

The payments balancing act

The payments balancing act

Authorization rates, transaction costs, fraud prevention—optimizing too much for one can impact the others, and these relationships shift as your business grows and markets change. Hear how to benchmark your payments performance against industry standards, understand optimization trade-offs, and see how Stripe can help you balance all three.

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Reaching global markets with stablecoins and crypto

The stablecoin advantage: Faster growth, fewer borders

The stablecoin advantage: Faster growth, fewer borders

Global businesses are using stablecoins to accept payments globally, pay out sellers in seconds, and provide borderless financial services. Hear from companies leading the way in using stablecoins to drive growth, reduce costs, and acquire new customers.

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Charting the future of payments

The truth about 3DS and conversion

The truth about 3DS and conversion

3DS is required in some markets and optional in others—and its impact on conversion isn’t always straightforward. Using global Stripe data, this session unpacks regional differences in 3DS performance and consumer behavior. Get strategies to optimize authentication, reduce friction, and make the right trade-offs based on where your customers are located.

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Advancing developer craft

Tracking customer spend across processors

Tracking customer spend across processors

Learn how to build systems that track spending patterns across providers and payment methods. See how Payment Account Reference (PAR) works, how to implement it, and how to keep the customer journey intact even as accounts change.

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Charting the future of payments

Turning disputes into recovered revenue

Turning disputes into recovered revenue

See how you can improve dispute management, from prevention to resolution, with AI. Walk through how to automate disputes and boost retention, and you learn how to tailor disputes strategy by industry, business model, and segment. Plus, explore how passthroughs and markup streams can turn disputes into a source of revenue for platforms.

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Charting the future of payments

Under one roof: Unifying the guest experience

Under one roof: Unifying the guest experience

Guests don’t think in channels. They book online, check in at a kiosk, order room service from their phone, and expect it all to feel like one experience. Hear how hospitality and travel businesses are unifying their financial infrastructure to meet customer expectations, boost revenue, and adapt for the rise of AI-assisted guest journeys.

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Growing platform economies

Unified commerce for vertical SaaS platforms

Unified commerce for vertical SaaS platforms

Simplified hardware logistics. Consistent customer experiences. Global reach. This session explores how one platform achieved all three by deploying Stripe’s unified commerce stack across online and in-person channels.

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Charting the future of payments

What Stripe data tells us about the AI consumer

What Stripe data tells us about the AI consumer

There’s a shift happening in consumer behavior that most businesses haven’t named yet. It’s showing up in Link data, in Stripe Atlas registrations, and in how people spend. Dan Hill, head of Link consumer product at Stripe, shares what the data is telling us, demonstrates the new capabilities Stripe is building because of it, and pressure-tests the implications live with Anthropic’s Kate Jensen.

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Reaching global markets with stablecoins and crypto

When AI starts spending: Payments for the agentic era

When AI starts spending: Payments for the agentic era

Today’s payment rails were built for humans, for banks, and for batch settlement, not software transacting around the clock. But agents are negotiating prices, moving funds across borders, and paying other agents all without human input. Coinbase explores why stablecoins are emerging as the programmable financial layer for agentic commerce and how to build payments infrastructure for a world that never logs off.

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